            &\multicolumn{1}{c}{30 Days}&\multicolumn{1}{c}{60 Days}&\multicolumn{1}{c}{90 Days}&\multicolumn{1}{c}{120 Days}&\multicolumn{1}{c}{30 Days}&\multicolumn{1}{c}{60 Days}&\multicolumn{1}{c}{90 Days}&\multicolumn{1}{c}{120 Days}\\
\\[-2mm] &\multicolumn{4}{c}{Georgia} & \multicolumn{4}{c}{Caltrans} \\                                  \cmidrule(l){2-5}   \cmidrule(l){6-9}
\raisebox{-2.3mm}[0mm][0mm]{$\hat{\beta}$}&      -0.387***&      -0.554***&      -0.554***&      -0.554***&      -0.885***&      -1.174***&      -1.253***&      -1.192***\\
            &     (0.049)   &     (0.047)   &     (0.045)   &     (0.043)   &     (0.199)   &     (0.212)   &     (0.215)   &     (0.211)   \\
\hline
Obs.        &       54927   &       54927   &       54927   &       54927   &       11764   &       11764   &       11764   &       11764   \\
            &\multicolumn{1}{c}{30 Days}&\multicolumn{1}{c}{60 Days}&\multicolumn{1}{c}{90 Days}&\multicolumn{1}{c}{120 Days}&\multicolumn{1}{c}{30 Days}&\multicolumn{1}{c}{60 Days}&\multicolumn{1}{c}{90 Days}&\multicolumn{1}{c}{120 Days}\\
\\[-2mm] &\multicolumn{4}{c}{Malta} & \multicolumn{4}{c}{Mongolia} \\                                                          \cmidrule(l){2-5}   \cmidrule(l){6-9}
\raisebox{-2.3mm}[0mm][0mm]{$\hat{\beta}$}&       0.389***&       0.515***&       0.572***&       0.597***&      -0.153** &      -0.600***&      -0.642***&      -0.721***\\
            &     (0.050)   &     (0.047)   &     (0.046)   &     (0.046)   &     (0.069)   &     (0.070)   &     (0.068)   &     (0.067)   \\
\hline
Obs.        &       58247   &       58247   &       58247   &       58247   &       85919   &       85919   &       85919   &       85919   \\
